Service
Business Planning
Your business and personal finances need a coordinated plan.
Schedule a Discovery CallConnected decisions
- 01Business ownership
- 02Personal financial plan
- 03Exit and transition
For most business owners, the business is their largest asset and their biggest financial blind spot. I build a personal financial plan designed to stand independent of the business, then layer in ownership structure, exit strategy, and tax planning so both sides of your financial life are working together toward the same outcome.
What I Offer
Planning that connects your business goals to your personal financial future.
Business Succession Planning
Key Person Risk Planning
Business Retirement Plan Strategy
Buy-Sell Agreements
Deferred Compensation and Executive Benefits
Exit and Transition Planning
This information is general education and not personalized investment, tax, or legal advice. Hypothetical examples are for illustrative purposes only and do not represent the experience of any specific client. Tax preparation and tax advice are provided by your CPA. Investing involves risk including loss of principal. No strategy assures success or protects against loss. Past performance is not a guarantee of future results.
A Planning Scenario
Dental Practice Succession Scenario
Engagement scenario
An illustrative example, not a specific client or outcome.
A dental practice owner planning a 5-year transition. Steps discussed may include a business valuation, buy-sell agreement structures, and cash balance plan considerations. Outcomes depend on practice valuation, financing terms, and the owner's tax picture.
Hypothetical engagement scenario, illustrative only and not representative of any specific client. Outcomes depend on individual circumstances and market conditions. Investing involves risk including loss of principal. No strategy assures success or protects against loss.
Frequently asked questions.
What retirement plan fits my small business?
It depends on your business size, income, and goals. SEP IRAs are simple and allow large contributions. SIMPLE IRAs work well for small teams. Solo 401(k)s offer flexibility for self-employed individuals. I help you compare the options.
How do I plan for business succession?
I work with you to value your business, identify successors (internal or external), structure buy-sell agreements, and fund the transition with appropriate insurance. Planning early gives you the most options.
Do I need key person insurance?
If losing a key employee would significantly impact your business revenue or operations, yes. I help calculate the coverage amount and structure the policy to protect both the business and your personal interests.
Ready to take the next step?
Schedule a discovery call to talk through your situation and see if we are a good fit.
Schedule a Discovery Call