Tech Professionals
Plan Around Your Tech Equity
I coordinate your stock options, RSUs and startup equity with your investments, tax planning and retirement.
Alex Carter, CFP®
Bellevue, WA · 13+ years advising clientsYour next equity decision
Stock Options & RSUs
Navigate ISOs, NQSOs, and RSUs across any tech company. I help with exercise timing, tax optimization strategies, and diversification strategies.
RSU Tax Planning: What Amazon and Microsoft Employees Need to KnowIPO Planning
When your company files to go public, the planning window is short. I model ISO exercise timing relative to the expected offering price, project AMT exposure, and build a post-lockup diversification plan before your first sale opportunity arrives.
Concentrated Positions
Reduce single-stock risk without triggering unnecessary taxes. Systematic diversification, charitable strategies, and hedging options.
FIRE Planning
Many tech professionals aim for financial independence and early retirement. I build bridge strategies and tax-efficient withdrawal plans. Retiring early also means a longer drawdown and more exposure to sequence-of-returns risk, which I plan for directly.
Startup Equity
Evaluate your equity package before you join or when you receive a new grant. I help with early exercise decisions, 83(b) elections within the 30-day window, and whether your shares qualify for the QSBS federal tax exclusion under Section 1202.
Business PlanningCross-Border Planning
H-1B, L-1, and international employees face specific tax and immigration-related financial considerations. I coordinate across jurisdictions.
Client Resources
RSU Tax Planning Checklist
A step-by-step checklist for Amazon, Microsoft, and tech employees managing RSU vesting, ESPP timing, mega backdoor Roth implementation, and equity diversification.
Guides & WorksheetsWorking together
Getting Started Is Simple
- 01
Discovery Call
Schedule a 30-minute discovery call. We'll talk through your goals, answer your questions, and see if we are a good fit.
- 02
Financial Review
Share your financial picture: accounts, statements, goals, and concerns. I analyze everything to build a complete understanding of your situation.
- 03
Strategy Presentation
I present a comprehensive financial plan tailored to your specific goals, timeline, and risk tolerance. Ask questions, make adjustments, feel confident.
- 04
Implementation
I coordinate the implementation with you: account transfers, investment allocation, insurance applications, and ongoing monitoring.
Financial Planning with Investment Management. An ongoing advisory fee calculated as a percentage of your household advisory assets, billed quarterly.
Financial Planning Only. A fixed quarterly fee, with no assets required.
The investment management fee scales with the assets I manage. The planning-only fee is based on the complexity of the work. I walk through both structures with you in our first conversations and we determine which one fits your situation.
Fees & PricingFAQ
Frequently asked about working with Alex.
When does it make sense to hire someone like you?
The clients I work with best are usually at an inflection point: a significant income jump, a business sale, a growing family, equity compensation that's getting complicated, or a realization that they've been too busy to give their finances the attention they deserve. If you have the income and complexity but not the time or expertise to manage it well, that's when I tend to add the most value.
Is there an account minimum?
There is no minimum account size. What matters is whether the work aligns with your situation and needs, and that is what we determine together in the discovery call.
Ready to take the next step?
Schedule a discovery call to talk through your situation and see if we are a good fit.
Schedule a Discovery Call