Amazon Employees
Smart Planning for Amazon Equity
I help you plan around Amazon’s vesting schedule, from cash flow and tax withholding to diversification and career changes.
Alex Carter, CFP®
Bellevue, WA · 13+ years advising clientsYour Amazon equity decisions
RSU Vesting Strategy
Amazon's back-loaded vesting schedule (5/15/40/40) concentrates 80% of your initial grant in years three and four. I help you plan for the tax exposure, cash flow shifts, and diversification decisions those vesting events create, whether they fall semi-annually or quarterly.
RSU Tax Planning: What Amazon and Microsoft Employees Need to KnowEquity Diversification
Systematically reduce concentration in Amazon stock while minimizing tax impact. I build multi-year diversification plans tied to your vesting schedule.
Tax-Loss Harvesting
Offset capital gains from RSU sales with strategic tax-loss harvesting across your investment portfolio. Coordinating across accounts may reduce your net tax exposure in heavy vesting years; tax outcomes depend on your specific situation and CPA review.
Cash Flow Planning
Amazon's compensation is heavily RSU-weighted, with most of the value arriving in years three and four. The early years often rely on sign-on bonuses to bridge the gap. I help you manage that transition and plan around the significant income jump when large vesting events begin.
IPO & Equity Events
If you hold equity in Amazon subsidiaries or came from an acquisition, I help navigate IPO lockup periods, tender offers, and secondary sales.
Career Transition
Planning to leave Amazon? I help you understand the tax and financial impact of unvested RSUs, evaluate retention offers, and structure the transition to protect what you've built.
Amazon Equity Focus
I work with Amazon employees on RSU vesting, equity diversification, and tax planning around your vesting schedule.
Meet Alex Carter, CFP®: equity compensation focus
Client Resources
RSU Tax Planning Checklist
A step-by-step checklist for Amazon, Microsoft, and tech employees managing RSU vesting, ESPP timing, mega backdoor Roth implementation, and equity diversification.
Guides & WorksheetsWorking together
Getting Started Is Simple
- 01
Discovery Call
Schedule a 30-minute discovery call. We'll talk through your goals, answer your questions, and see if we are a good fit.
- 02
Financial Review
Share your financial picture: accounts, statements, goals, and concerns. I analyze everything to build a complete understanding of your situation.
- 03
Strategy Presentation
I present a comprehensive financial plan tailored to your specific goals, timeline, and risk tolerance. Ask questions, make adjustments, feel confident.
- 04
Implementation
I coordinate the implementation with you: account transfers, investment allocation, insurance applications, and ongoing monitoring.
Financial Planning with Investment Management. An ongoing advisory fee calculated as a percentage of your household advisory assets, billed quarterly.
Financial Planning Only. A fixed quarterly fee, with no assets required.
The investment management fee scales with the assets I manage. The planning-only fee is based on the complexity of the work. I walk through both structures with you in our first conversations and we determine which one fits your situation.
Fees & PricingReady to take the next step?
Schedule a discovery call to talk through your situation and see if we are a good fit.
Schedule a Discovery Call