Amazon Employees
Smart Planning for Amazon Equity
Amazon's back-loaded vesting schedule creates specific financial planning considerations. I work with Amazon employees across the Puget Sound on equity compensation decisions.
Equity Compensation ReviewHow I Help Amazon Employees
RSU Vesting Strategy
Amazon's back-loaded vesting schedule (5/15/40/40) concentrates 80% of your initial grant in years three and four. I help you plan for the tax exposure, cash flow shifts, and diversification decisions those vesting events create, whether they fall semi-annually or quarterly.
Equity Diversification
Systematically reduce concentration in Amazon stock while minimizing tax impact. I build multi-year diversification plans tied to your vesting schedule.
Tax-Loss Harvesting
Offset capital gains from RSU sales with strategic tax-loss harvesting across your investment portfolio. Coordinating across accounts may reduce your net tax exposure in heavy vesting years; tax outcomes depend on your specific situation and CPA review.
Cash Flow Planning
Amazon's compensation is heavily RSU-weighted, with most of the value arriving in years three and four. The early years often rely on sign-on bonuses to bridge the gap. I help you manage that transition and plan around the significant income jump when large vesting events begin.
IPO & Equity Events
If you hold equity in Amazon subsidiaries or came from an acquisition, I help navigate IPO lockup periods, tender offers, and secondary sales.
Career Transition
Planning to leave Amazon? I help you understand the tax and financial impact of unvested RSUs, evaluate retention offers, and structure the transition to protect what you've built.
Amazon Equity Focus
I work with Amazon employees on RSU vesting, equity diversification, and tax planning around your vesting schedule.
Meet Alex Carter, CFP®: equity compensation focus
Ready to take the next step?
Schedule a discovery call to talk through your situation and see if we are a fit.