Financial planning for growing families
Plan for the life you’re building.
Personal guidance brings today's family needs, education savings and retirement into one plan, helping you weigh what each choice means for the other priorities in your life.
30 minutes · Phone call or Zoom
Today's priorities. The years ahead. One conversation.
- Home
- Education
- Retirement
The moving pieces
A family plan has more than one priority.
Planning starts with what matters to your family. Together, we work through the trade-offs between today's needs and longer-term goals, with guidance on how each choice fits the plan.
Everyday priorities
A review of housing, childcare, cash flow and workplace benefits helps you understand what is available for your family's goals and weigh the choices competing for it.
Education & retirement
Education savings and retirement are planned together, so you can understand the trade-offs in supporting your children while preparing for your own future.
Coverage & estate coordination
A review of your family's protection needs, coordinated with estate planning discussions with your attorney, helps identify questions and next steps as your family changes.
A planning partner
Alex Carter, CFP®
I am a CERTIFIED FINANCIAL PLANNER® professional working with successful individuals and families who want financial complexity turned into a clear strategy and precise execution.
I help families connect the practical decisions with the life they are building. Your goals guide the plan, and ongoing conversations help you revisit priorities as your family's needs change.
More about AlexBefore you reach out
A few practical questions.
Do I need company stock to work with you?
No. I work with professionals and families across investments, retirement, cash flow and other financial decisions. Equity compensation is one area of my work when it is part of your situation.
What happens on the discovery call?
In a 30-minute phone call or Zoom meeting, I learn about your situation, answer your questions and discuss whether my approach fits what you are looking for.
Is there an account minimum?
There is no minimum account size. What matters is whether the work aligns with your situation and needs, and that is what we determine together in the discovery call.
How are your fees structured?
I work with clients in two ways:
Financial Planning with Investment Management. An ongoing advisory fee calculated as a percentage of your household advisory assets, billed quarterly.
Financial Planning Only. A fixed quarterly fee, with no assets required.
The investment management fee scales with the assets I manage. The planning-only fee is based on the complexity of the work. I walk through both structures with you in our first conversations and we determine which one fits your situation.
Your next step
Let’s talk through your priorities.
I’ll learn about your situation, answer your questions and discuss whether my approach fits what you are looking for.
30 minutes · Phone call or Zoom